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  • Two drivers, Same Policy, One Accident...Who Pays?
    It may seem unusual, but accidents involving drivers on a single policy are not uncommon. These accidents are so common that insurance companies have clearly defined procedures for handling them. Sure, there are exceptions to the rule and special circumstances may apply. Still, the process is less extensive...
    Full story • February 7, 2013
  • First Steps to File an Auto Insurance Claim
    When you’re involved in an accident, it’s easy to misplace information and forget to acquire necessary information. Even if everyone’s remains unharmed and only your vehicle is damaged, it is possible to forget something. Overlooked steps and incomplete information can adversely impact the auto insurance...
    Full story • February 7, 2013
  • Young Drivers Insurance
    The thought of young drivers insurance makes some people cringe. Many factors impact the availability and premiums of young drivers insurance. The young drivers activities and history on the road impacts the potential fluctuations of the young drivers insurance policy, making the young drivers insurance premiums even more...
    Full story • June 5, 2012
  • Florida Auto Insurance Regulations
    Like most states, the State of Florida requires its drivers to maintain financial responsibility for their actions while on the road. However, unlike most states, Florida does not require its drivers to maintain bodily injury liability coverage. Instead, this no-fault state requires drivers to maintain personal injury...
    Full story • May 2, 2012
  • What to Know Before Filing a Car Insurance Claim
    When you are involved in an auto accident and have to file a claim, you may see your auto insurance rates increase. Some drivers don’t anticipate these kinds of changes to their policies and others may be entirely confused about whether changes will occur. While auto insurance...
    Full story • March 26, 2012
  • What Happens When My Vehicle is A Total Loss?
    An insurer may determine that your car is a total loss if the cost to repair the damage (excluding cosmetic damage) approaches or exceeds the vehicle’s actual cash value (ACV). An insurer will determine what your vehicle’s actual cash value was by establishing its...
    Full story • July 4, 2011
  • Tips for Filing Auto Insurance Claims
    When you are involved in a car accident, you probably think that filing an auto insurance claim is a huge hassle; however, for the most part, insurance companies are looking to have their claims process move as smoothly and as efficiently as possible. They don’t want...
    Full story • June 27, 2011